How to Create a Verified Paypal Account in Cameroon Without a Credit Card to Receive Online Payments
Apart from the “receiving” and “withdrawal” restrictions imposed on the Paypal Cameroon accounts, another big stumbling block which prevents or makes the internet entrepreneurs (in Cameroon) reluctant to get a Paypal account, is the credit card requirement OR lack of a bank card.
For those of you who don’t know, a bank card (Prepaid Card or Debit card) is essential for PayPal account verification.
Put simply, after creating your Paypal Cameroon account, you will be required to link a prepaid card or debit card to your Paypal Cameroon account. This process is called Paypal Account Verification.
If you don’t link a card to your PayPal account, PayPal will place a limit on your account till you’ve fulfilled this particular requirement i.e. you won’t be able to make payments for items whose price tag exceed $500 or send payments for services whose fee exceed $500.
For Cameroonians who have a Foreign PayPal accounts, they won’t be able to receive Payments or withdraw an amount above $500 from their PayPal account until they have verified their PayPal account.
This limitation may not be a stumbling block to the internet entrepreneurs in Cameroon who often receive peanuts amounts of cash but to those who often do lots of Paypal transaction which involves very huge sums of money.
Another reason why Paypal account verification is very essential is because it gives customers or clients additional assurance about your credibility.
After you have verified your Paypal account, a Paypal verified seal will appear on all your Paypal transaction details, which let your clients or customers know that you’ve completed the Paypal account verification requirement and therefore trustworthy.
According to Paypal, account verification is essential because it also increases the security of their payment network for both sellers and buyers… and also gives Paypal users additional evidence of a member’s identity.
Research shows that about 60 percent of the internet entrepreneurs in Cameroon don’t have a debit card or a prepaid card and this
has made getting a verified Paypal account out of reach for them.
If you are one of those internet entrepreneurs in Cameroon who has been unable to get a verified Paypal account in Cameroon because of lack of credit card, today is your lucky day because in this article, you are going to learn how to get a virtual credit card in Cameroon for Paypal verification.
How to get a Virtual Prepaid Card in Cameroon for Paypal Account Verification
Before delving in to the main topic, let me start by explaining what a virtual Credit Card is all about.
Virtual credit cards (VCC) are prepaid Visa or Mastercard cards (issued by most banks in the United States and Canada) which you (anyone) can buy online to make online purchases and verify Paypal account.
Most virtual prepaid cards are pre-loaded with a certain amount of funds which you can use for a specific period of time to make online payments till the amount of cash in the virtual prepaid card gets finished. For example there are $5 Virtual Prepaid Cards, $50 Virtual Prepaid Cards, $100 VCC etc available for sale online.
Virtual Prepaid Cards are just like regular debit cards but with neither reload options nor cardholder’s personal data on them which makes them a truly anonymous payment method.
When buying a Virtual credit card from an online merchant, no identity verification is performed or you won’t be required to upload a photo of your ID or any other documents confirming a name or a residential address are required. Thus, you anonymously pay online and keep your complete privacy by registering the card in any name including nicknames and aliases and any existing address.
In fact there are certain Visa virtual cards that can be used online with any name and any US or international billing address. This means that anybody can use a prepaid card for online purchase or anybody can buy a virtual prepaid card for anybody in any part of the world to buy anytime online.
The most apparent difference between virtual prepaid cards and the plastic prepaid cards issued by the banks in Cameroon is the fact that virtual prepaid cards can only be used for online payments and for verifying online accounts, but they cannot be utilized to withdraw funds and they are not reloadable. In other words, that means you only receive your card information digitally online, but do not get the card itself physically (a plastic card) when buying it, and therefore you cannot use it in traditional offline shops or ATMs.
Virtual prepaid cards can only be operated for online payment transactions and for online registration or verification purposes.
With a purchase of Virtual prepaid card, you will receive the following details (by Email):
16-digit Virtual Credit Card Number (40XX-XXXX-XXXX-XXXX)
3-digit Security Code (CVV/CVV2)
VCC Expiration Date (XX/20XX)
With the above details you will be able to shop on any websites or online merchants, in any web-based shops and online stores or services, in short, anywhere on the Internet where payments by a prepaid credit card are accepted (e.g. PayPal, AlertPay, CCBill, iBill, eBay, Amazon, eFax, iTunes US, Mcafee, Moneybookers US, Norton Anti Virus, Google Checkout, Facebook, Yahoo, Skype, GoDaddy etc.).
Ok now that you know what virtual prepaid cards are and their uses, without any further delay, let’s move to the part where i will guide you about, how to get a virtual prepaid card in Cameroon for online purchase and Paypal account verification.
How to get a Virtual Credit Card (VCC) in Cameroon for Paypal Verification and Online Purchase.
Like i mentioned earlier, Virtual Credit cards (VCC) are prepaid Visa or Mastercard cards (issued by most banks in the United States and Canada) which can be purchased online by anybody in any part of the world and used for online purchase and for verifying online accounts like Paypal.
After reading the above statement, you might be thinking that, how will i be able to purchase a Virtual prepaid card without a bank card.
Don’t worry!, i’m going to show you how to buy a virtual prepaid card from Cameroon using Perfect Money and Mobile Money (MTN Momo and Orange Momo).
Somebody may likely want to ask,
What is Perfect Money?
Perfect Money is an electronic payment platform (like Paypal) which offers services which allows users to make payments and financial operations in the Internet. Perfect Money is a universal system that was created as a perfect tool for online payments.
Here is what you can do using Perfect Money:
Make money transfers between users;
Accept payments in on behalf of various business projects on the Internet;
Make regular payments on the Internet;
Store funds in a secure electronic account and receive interest;
Pay for goods and services in various online stores;
Store your assets in cryptocurrency with no risks and no need to Set up an additional wallet;
Buy Bitcoin, gold, USD and EUR currencies online;
Borrow and lend funds on your own termsM
Perfect money payment solution has opened exclusive opportunities for the Internet users and owners of Internet business in Cameroon.
Their payment platform also makes it possible for Cameroonians to easily buy virtual credit cards online using their Mobile Money (Momo) accounts and Bitcoin.
Below are the procedures you need to follow in order to buy a virtual prepaid card in Cameroon for Paypal account verification or online shopping…
1) Visit Perfect Money website to create an account.
After you have arrived at the Perfect Money website, click on the sign up button and filled the registration form with the required information.
Click on the image below to see how i have filled the registration with a sample registration details and emulate my example.
2) After you have completed the registration process, a personal member ID will be sent to your Email as shown in the screenshot below.
Use the provided member ID and your password to log in to your perfect money account as shown in the screenshot below.
3) Fund your Perfect Money account with some cash.
After you have logged in to your Perfect Money account for the first time, you will need to deposit money in to your Perfect Money account, before you can start purchasing Virtual Credit Cards with your Perfect money account.
To fund your Perfect Money account, you will need to click on Deposit link as seen in the screenshot below and then choose the method you will like to use to find your Perfect Money account.
There are several methods which you can use to credit your Perfect Money account as shown in the screenshot below.
Among the available ways of deposit, the e-Voucher and the Bitcoin option is the easiest and the cheapest means for Cameroonians to credit their Perfect Money account.
With the e-Voucher option, you can credit your account balance in realtime with no fees.
In this article i will show you how to add funds to your Perfect Money account using the e-Voucher option.
Perfect Money e-Voucher is an e-product which contains e-voucher number and activation code, which you can use to credit your Perfect Money account with a certain amount of cash. Its just like airtime recharge card in function.
Perfect Money e-Vouchers are usually sold at various prices. For example, there $10 Perfect Money Voucher, $50 Perfect Money e-Voucher etc.
To deposit $100 in to your perfect money account, you just need to buy a $100 Perfect Money e-Voucher.
A Perfect Money e-voucher is usually delivered to a customer by e-mail or SMS. i.e. when purchase a Perfect Money e-Voucher, you will get the following Voucher details delivered to your email:
e Voucher Number &
Activation Code
You can then use the two piece information to add the $100 to your Perfect Money account.
To credit your Perfect Money account, you just need to log in to your Perfect Money account and click on the deposit link and select the e-Voucher option to add the fund to your Perfect Money account as shown in the screenshot below.
Fill in the e Voucher number & activation code that was delivered to your email, in to their respective fills and also enter the matching tuning number.
After you have filled all the required information, click on the Activate an e-Voucher button for the fund to be credited to your Perfect Money account.
After you have credited your Perfect Money account, you can start buying Virtual credit cards on merchant websites.
How Cameroonians can buy a Perfect Money e-Voucher using Mobile Money to credit their accounts.
If you are interested in purchasing an e-Voucher, you can contact me via Whatsapp and i will sell you PM e-Voucher which you can use to credit your perfect money account. You can either issue payment in cash or via Mobile Money.
Another option which Cameroonians can also use to deposit money in to their Perfect Money account is the Bitcoin option. You can purchase a Bitcoins online using Mobile Money or in cash from Bitcoin sellers in Cameroon.
After purchasing Bitcoin, you can then credit your PM account.
Ok we have come to the end of the this tutorial. To conclude, i will like you to bear in mind that a Paypal account is indispensable to every serious internet entrepreneur in Cameroon.
Using Paypal as a primary method of receiving payment, will greatly boost your credibility as an internet entrepreneur and makes it possible for you to receive payments from a vast amount of clients.
If PayPal account is verified, there is no fixed amount of money sending limit. We can send up to $60k with $10k in single transaction monthly. It is the edge point of a verified PayPal account. If you have a PayPal business account then limit is $500k per month. If you are using business account then you can use it to receive the payments from clients in case of selling any product.
Like i mentioned earlier, the month money sending limit of unverified PayPal account is only $500. If you want to send more than $500 then you need to contact Paypal support centre to raise the monthly money sending limits.
Contact me to get your Perfect e-Voucher, credit your Perfect Money account and use it to buy a Virtual Credit Card which you can use to create a verified Paypal Account in Cameroon.
If you have any question, leave a comment below.
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